SUNY Cobleskill
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  • Loans
    Federal PLUS Loan

Parent PLUS Denial and Additional Unsubsidized Stafford Loan Eligibility

Dependent, Undergraduate students whose parents apply for and are denied the Parent PLUS loan, are eligible to borrow additional Unsubsidized Stafford loan.  The maximum amount of additional Unsubsidized Stafford loan a student can borrow is determined by their academic standing. 

$4,000 - Freshman, Sophomore
$5,000 - Junior, Senior

Federal regulations require that parents apply and be denied for PLUS every year their student wishes to qualify for Additional Unsubsidized Stafford loan.